General Terms and Conditions (T&C)
Last Updated: December 2025
These Terms and Conditions apply to all memberships, events, digital offerings, community access, and other services provided by Cosmopolitan Business Club (CBC).
By registering, booking, participating, or using CBC services, the member agrees to the respective valid version of the contract.
Cosmopolitan Business Club (CBC)
Represented by: Güney Yogurtçu
Location: Berlin, Germany
Email:
[email protected]
CBC is fully responsible for membership management, payments, bookings, and subscriptions.
CBC offers the following membership tiers:
One-time admission fees:
Included Services (depending on membership level):
The specific scope of services is determined by the membership selected at the time of contract conclusion. CBC reserves the right to adjust the event portfolio, tour offerings, and consulting services.
There is no entitlement to specific contacts, business success, cooperations, or income.
Membership becomes active only after successful payment processing through Stripe.
Note: The admission fee must be transferred separately. You will receive a separate payment link.
Membership fees, event tickets, seminar or participation fees are non-refundable.
This applies explicitly in the following cases:
Services that have already been provided or made available are excluded from any refund.
No Right of Withdrawal
There is no statutory right of withdrawal for CBC memberships.
According to § 312g Para. 2 No. 9 BGB (German Civil Code), the right of withdrawal is excluded for contracts for the provision of services in the leisure sector if the contract provides for a specific date or performance period.
By confirming your membership, you expressly agree that services begin immediately and the right of withdrawal is excluded.
Access to the Cosmopolitan Business Club network is a privilege, not a right.
There is no entitlement to:
CBC reserves the right to decide network access at its sole discretion.
CBC events serve social interaction, trust-building, and personal exchange.
They are not business platforms, pitch venues, or sales events.
In particular, the following are prohibited:
To protect the integrity of the network, the following strict rules apply:
❌ Inviting participants to external WhatsApp, Telegram, or other messenger groups
❌ Sharing group links or QR codes
❌ Statements like "text me, I'll invite you"
❌ Creating parallel communities, groups, or distribution lists based on CBC events
❌ Using CBC events to recruit for third-party networks
These rules apply before, during, and after events.
In case of violations of these Terms and Conditions – particularly the network and conduct rules – the following sanctions apply:
In severe cases, exclusion may occur immediately and without prior warning ("silent exclusion").
During membership and for 12 months after termination, members are prohibited from:
In case of breach, a contractual penalty of at least €5,000 applies.
Further damage claims remain unaffected.
CBC is not liable for:
Liability for intent or gross negligence remains unaffected.
Personal data is processed in accordance with GDPR.
Privacy Policy: www.cosmopolitanbusinessclub.com/en/privacy-policy
Contact: [email protected]
By participating in CBC events, meetings, or activities, all participants automatically grant their consent to photography, videography, and audio recording.
Consent & Usage Rights
Participants grant CBC a perpetual, irrevocable, worldwide, royalty-free, and non-exclusive license to use, reproduce, edit, distribute, and display photographs, videos, and audio recordings taken during CBC events for:
Participants waive any claims to attribution, compensation, or approval for CBC's use of their image or likeness. This includes commercial use, advertising campaigns, and public distribution.
If you do not wish to be photographed or recorded, please inform CBC staff at the event entrance. CBC will make reasonable efforts to honor such requests, although complete exclusion from all visual content at public events cannot be guaranteed.
By entering CBC venues or virtual events, you accept these terms.
CBC reserves the right to modify these Terms and Conditions at any time.
The current version is available at: www.cosmopolitanbusinessclub.com/en/terms-and-conditions
German law applies.
Place of jurisdiction is Berlin – Amtsgericht Charlottenburg.
By registering for CBC events, participants automatically agree to the following conditions:
Contact regarding Memberships
Participants expressly accept that Cosmopolitan Business Club may contact them regarding membership offers and options. This includes:
Feedback Requests
Participants further agree that Cosmopolitan Business Club may contact them regarding feedback on events. This includes:
This consent applies for the duration of membership and up to 24 months after the last event participation. Contact will be made in accordance with applicable data protection regulations (GDPR).
Revocation: Consent to contact can be revoked at any time by sending an email to: [email protected]
By participating in CBC events and/or entering into a CBC membership, participants/members expressly consent to their contact data being shared with Finom Bank (PNL Fintech B.V., Finom Payments B.V., and affiliated companies) for the purpose of advertising and offering services.
For services provided by PNL Fintech B.V. under its trading name "Finom" and for services directly provided by Finom Payments B.V. to customers in Germany.
Jachthavenweg 109H
1081KM Amsterdam, Netherlands
Contact:
Email: [email protected]
Represented by: Andrei Petrov, Alessandro Camilott
Advisory Board Members: Konstantin Stiskin, Peter de Caluwe, Frank Stockx, Sanjot Malhi and Warda Shaheen
Registration:
Registered office: Amsterdam, Netherlands.
Registered in the Dutch Chamber of Commerce (KVK/CCI) under number: 74178784
VAT Identification Number: NL859799189B01
PNL Fintech B.V. does not participate in dispute resolution procedures before consumer arbitration bodies.
https://ec.europa.eu/consumers/odr
Jachthavenweg 109H
1081KM Amsterdam, the Netherlands
Contact:
Email: [email protected]
Represented by: Sergey Petrov, Martin van Oyen, Sergey Baymakov, Kseniia Kutyreva and Alessandro Camilott
Advisory Board Members: Petrov Andrei, Evgeniia Zavalishina, Stefan Verbaarschott
Registration:
Registered in the Dutch Chamber of Commerce under number (KVK/CCI): 78680751
VAT Identification Number: NL861492778B01
LEI: 7245008GWLPQCA1S1726
Finom Payments BV is an e-money institution authorized by the Dutch Central Bank (De Nederlandsche Bank N.V.; DNB), registered in the DNB Central Register under number R180074, and therefore authorized to conduct the business of an e-money institution within the meaning of Article 2:10a of the Dutch Financial Supervision Act (Wet op het financieel toezicht), including the provision of payment services (betaaldiensten) 1, 2, 3, 5, 7 and 8 pursuant to Annex I of the Revised Payment Services Directive (PSD2). Within the scope of this license, FINOM PAYMENTS may provide the licensed services in the Netherlands and - through its passporting rights - in other EU member states, whether or not through a payment service provider. Finom Payments BV offers its services in Germany under the above-mentioned license on a cross-border basis within the framework of PSD2.
c/o Spaces Greifswalder Str. 226
10405 Berlin, Germany
Contact:
Email: [email protected]
Represented by: Sergey Petrov, Martin van Oyen, Sergey Baymakov, Kseniia Kutyreva and Alessandro Camilott
Registration:
Registered in the commercial register of the Charlottenburg District Court (Berlin) under HRB 251483 B
VAT Identification Number: NL861492778B01
The purpose of the branch is exclusively the administrative and infrastructural support of the company's business activities in Germany for the provision of payment services.
Münzstraße 12,
10178 Berlin, Germany
Contact:
Email: [email protected]
Represented by: Aleksei Goncharenko and Oleg Laguta
Registration:
Registered in the commercial register of the Berlin-Charlottenburg District Court under number HRB 273758 B.
Finom Growth GmbH operates in the field of credit intermediation within Germany. It has been granted a permit by the Berlin-Mitte District Office pursuant to § 34c GewO (Gewerbeordnung) for the following activities: Mediation or examination of possibilities for entering into credit agreements, excluding those pursuant to § 34i Paragraph 1 Sentence 1 GewO.
Jachthavenweg 109H, 1081KM, Amsterdam, Netherlands
Contact:
Email: [email protected]
Represented by: Martin van Oyen and Aleksei Goncharenko
Registration:
Registered with the Dutch Chamber of Commerce under number (KVK/CCI) 96768010
VAT Identification Number (USt-IdNr.) pursuant to § 27a UStG: NL867755994B01
Finom Growth B.V. operates in the field of credit intermediation within the Netherlands.
Münzstraße 12,
10178 Berlin, Germany
Contact:
Email: [email protected]
Represented by: Ivo Dimitrov
Registration:
Registered in the commercial register of the Berlin-Charlottenburg District Court under number HRB 272840 B
VAT Identification Number (USt-IdNr.) pursuant to § 27a UStG: DE454937590.
Finom Autonumerus GmbH offers Finom customers within Germany services for transmitting tax data.
As service providers, we are responsible for our own content on these pages in accordance with general law pursuant to § 7 Para. 1 TMG. However, pursuant to §§ 8 to 10 TMG, we as service providers are not obligated to monitor transmitted or stored external information or to investigate circumstances that indicate illegal activity. Obligations to remove or block the use of information under general law remain unaffected. However, liability in this regard is only possible from the time of knowledge of a specific legal violation. Upon becoming aware of such legal violations, we will remove this content immediately.
Our offer contains links to external third-party websites, the content of which we have no influence on. Therefore, we cannot assume any liability for these external contents. The respective provider or operator of the pages is always responsible for the content of the linked pages. The linked pages were checked for possible legal violations at the time of linking. Illegal content was not recognizable at the time of linking. Permanent monitoring of the content of the linked pages is not reasonable without concrete evidence of a legal violation. Upon becoming aware of legal violations, we will remove such links immediately.
The content and works created by the site operators on these pages are subject to copyright. Duplication, editing, distribution, and any kind of utilization outside the limits of copyright require the written consent of the respective author or creator. Downloads and copies of this page are only permitted for private, non-commercial use. Insofar as the content on this page was not created by the operator, the copyrights of third parties are observed. In particular, third-party content is marked as such. Should you still become aware of a copyright infringement, we request that you give us appropriate notice. Upon becoming aware of legal violations, we will remove such content immediately.
Participants/members expressly consent to Finom Bank (and affiliated companies of the Finom Group) contacting them for the purpose of advertising and offering services, namely:
This consent applies for the duration of membership and up to 36 months after termination of membership or the last event participation. Contact will be made in accordance with applicable data protection regulations (GDPR).
Revocation: Consent to contact by Finom Bank can be revoked at any time by sending an email to: [email protected]
If you have any questions about these Terms and Conditions, please contact us.
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